701 Palomar Airport Rd Ste. 250 Carlsbad, CA 92011 | License: 0G40519

Truck Insurance Wholesaler
for Independent Commercial Agents

  • Auto Liability, Physical Damage, Cargo Coverage, Occupational Accident, General Liability, Property Liability, Non-Trucking Liability
  • Hard to Place Risks
  • Non-standard Markets
  • High Risk Truck Insurance

CTC Transportation Insurance Services

Inc. 5000: #1

Fastest-Growing Privately Held Insurance Company In 2015

CTC is a wholesaler focusing on the trucking insurance industry! We are committed to providing our retail agents with fast quoting technology, in-house binding facility, multiple brokerage markets and superior customer service. Our underwriters are experts in the trucking business & do not shy away from hard to place risks!

- get an instant insurance quote indication anywhere, anytime and on any device!

  • Instant, Web-based Multi-Line Quoting

    Using our industry leading technology, you'll be able to provide your clients with instant indication for 7 separate policy lines.

  • Unbeatable Product Selection

    Our policy types will allow you to have deeper relationships with clients and to earn more money by offering Auto Liability, Cargo, Physical Damage, Non-Trucking Liability, Excess Liability, General Liability, Occupational Accident and Property coverages!

  • Get Started Quickly

    Gain immediate access to all of our insurance products, including our exclusive markets, as soon as you become appointed with CTC. As you sell policies, you'll earn direct-carrier-level commissions.

  • Non-Standard Markets

    Our strong relationships with a wide array of insurance carriers allows us to write policies for hard to place risks, allowing you to do business with more potential clients, and increasing your revenue and profit.

  • The Most Respected Carriers

    CTC provides rates from some of the most recognized names in commercial insurance, including AIG, Lloyd's, Hanover and CNA.

CTC is available across the country which is necessary in order to properly offer the service needed in today’s marketplace.

CTC Transportation Insurance Services, LLC is headquartered in Carlsbad, California. CTC will provide the best possible service at fair prices to its agencies. CTC will maintain the highest underwriting standards while diligently analyzing losses to maintain a profitable book of business for its markets. CTC is a General Agent specializing in Transportation Insurance.

Join our mailing list and get the most relevant information you need!

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Auto Liability

Vehicle insurance purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage.Business auto liability insurance helps cover the financial responsibility if you or an employee is at fault in an accident and people are injured or property is damaged. A minimum amount of commercial auto liability insurance (or proof of financial responsibility) is required in most states. Some states also require underinsured motorist and uninsured motorist coverage to protect you when the at-fault driver is unable to pay the total cost. Collision or comprehensive insurance is often optional.

Physical Damage

Physical damage is a part of motor vehicle insurance coverage that covers damage to vehicles and their equipment such as trucks, trailers and passenger automobiles. While it is not usually required by law, most lenders will require it in order to get a loan. The recovery after an accident is usually only enough for either repairing the damaged vehicle or replacing it which would be the value minus the depreciation.

Coverage is separated into two areas: Collision and Comprehensive

Most insurance companies incorporate separate deductibles for Collision and Comprehensive so be sure to check your policy so you know how much you will be responsible for in the event of an accident. It is also important to note that if the accident is not your fault and your insurance company pays your claim, they are entitled to claim against the party whose fault it was.


Covers you for the accident itself, the covered vehicle's impact with another subject whether an automobile or otherwise.


Also known as "All perils other than collision" is coverage for damages to the vehicle other than collision and is more of a broad coverage. It will include losses from natural disasters including flood, earthquakes, dust storms, and hail, as well as fires, vandalism, falling rocks, and collision or derailing while another vehicle is transporting the insured vehicle. This coverage will not include things like wear and tear or misuse of the vehicle. This type of coverage will also only cover equipment that is necessary for operating the vehicle itself.

Cargo Coverage

Motor Truck Cargo insurance (Cargo) provides insurance on the freight or commodity hauled by a For-hire trucker. It covers your liability for cargo that is lost or damaged due to causes such as fire, collision, or striking of a load. If your load is accidentally dumped on a roadway or waterway (Removal Expenses coverage), our coverage pays for the cost to remove debris or extract pollutants caused by the debris. We'll also pay for costs related to preventing further loss to damaged cargo (Sue and Labor Coverage), legal expenses in the defense or settlement of Claims and even freight charges the customer loses because of not delivering a load (Earned Freight Coverage).

Occupational Accident

Accidents of particularly common types (crashing of automobiles, events causing fire, etc.) are investigated to identify how to avoid them in the future. This is sometimes called root cause analysis, but does not generally apply to accidents that cannot be deterministically predicted. A root cause of an uncommon and purely random accident may never be identified, and thus future similar accidents remain "accidental."

Non-Trucking Liability

If you're under permanent lease to a motor carrier that provides your primary liability coverage, you could benefit from our Non-Trucking Liability (NTL) coverage while using your truck for a non-business purpose. NTL coverage kicks in when you are using your truck for things like attending sporting events, visiting friends or picking up groceries. NTL offers the insured liability coverage for property damage or bodily injury to a third party. It can pay for medical and other expenses associated with injuries to others or damage to other peoples' property that you cause.

General Liability

General Liability coverage provides protection against third party (someone suffering loss who is not a party to the insurance contract) insurance claims. A standard General Liability Policy protects the insured against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations, and advertising and personal injury (PI) liability that come within the coverage of the insurance policy.

Together We Will Reshape The Future Of Trucking Insurance

Let's work together to write profitable business at competitive pricing.

Join Us

Contact Us

If you are interested in working with us or want to get appointed, we have made it easy for you. Please fill out the form below and a representative will contact you for more information.

Company Address:

  • CTC Transportation Insurance Services, LLC
    701 Palomar Airport Rd Ste. 250
    Carlsbad, CA 92011

  • License: 0G40519

  • Email:

  • Phone:

    (760) 487-7399

  • Fax:

    (760) 487-7401

Send Email

Your message has been sent
Oops! Something went wrong while submitting the form.